Commercial Property VAT Bridging Loans

At VATBRIDGE we specialise in funding the VAT due on commercial property purchases in the UK.

Specialising in commercial bridging finance makes us the UK’s number one for VAT bridging loans for commercial real estate purchases.

VAT on commercial property can be a pain, especially when it is an added 20% onto your purchase price. If the property you wish to buy is VAT registered, then your bill will go up immediately by one fifth. On larger purchases this can be even more prominent. For example, for those buying a £1 million property, you must then account for an additional £200,000 just in VAT. As you can imagine, it all adds up. Commercial bridging loans are a great way to fund the VAT on your property, without the hassle of dealing with HMRC over a number of months (which can hamper cashflow).

What is a Bridge Loan?

Bridging finance is where a company, such as ourselves, offer short-term loans to cover a cost for a short period of time (until the applicant can pay). It bridges the gap, until you’re able to pay the loan back – plus a small fee.

In our case, the loans we offer give 100% of the VAT due on a commercial property purchase. We then take over the recovery of VAT from HMRC, leaving you to get on and do what you do best and reduces your interest costs.

Paying VAT on commercial property need not be a burden; we can help fund your VAT bill and step you through the entire process.

Frequently Asked Questions

We accept loans from £50,000, anything over £5 million will need deeper discussion.

Not at all – you can apply for as many loans as you need for as much as you need. Please, however, be aware that each will be represented in an individual SPV.

Not at all, to apply for a VATBRIDGE loan you simply need to fill in our short and simple online application form (which will take only 2 minutes to complete). If we need any paperwork from you, we will ask you for it after the application is processed.

We can offer loans to single individuals, companies and brokers alike. We do, however, require the property to be held in a Special Purpose Vehicle.

Every case is of course different, however we can usually get you funding within 7 working days. On some occasions it may be slightly less time than this, we have previously completed a deal within 5 working days.

No, we are a principal lender. We use standard documentation and take over the recovery of VAT. We work with a number of brokers/lenders, some of which are listed on our introducers page.

You can also learn more about us and what we do by viewing/downloading our PDF Introduction Pack.​