The UK’s Largest Commercial Property VAT Funder

LOANS FROM £50K – £20M

Step 1

Application and Offer

  • Purchasing SPV
  • Property being acquired
  • Current funding arrangements
  • VAT status of SPV

Step 2

Due Diligence and Documentation

  • KYC
  • Valuation
  • Report on Title
  • VAT Status of property
  • VAT returns
  • Bank Statements
  • Asset and Liability Statement
  • Loan Agreement
  • Debenture
  • Registered Mortgage
  • Personal Guarantee
  • Intercreditor Deed

Step 3

Funds Advance and Vat Recovery

  • Funds advanced to borrowers solicitors
  • VATBRIDGE appointed as  borrower’s VAT agent
  • VAT return submitted
  • VATBRIDGE attend HMRC inspection visit
  • VATBRIDGE receive VAT recovery directly from HMRC
  • Balance of 90 day interest retention repaid to borrower

Completed Deals


 Our Brokers

Did you know?

Did you know that VATBRIDGE is a wholly-owned subsidiary of Brightlane Corp?

For more information, please visit


What we do is simple – we offer funding for the VAT on commercial property. Using a VAT bridging loan, you can bridge the gap and help avoid cashflow issues.

VATBRIDGE is a patron on the National Association of Commercial Finance Brokers, who are authorised and regulated by the Financial Conduct Authority. We have also been nominated for a various awards, including Specialist Product of the Year at the 2018 Bridging & Commercial Awards.

We provide secured short term funding for VAT registered UK limited companies to pay the VAT due on the purchase of commercial land and property in England, Scotland or Wales, where the purchaser exercises an option to tax.

Contact Us

To make an enquiry you can fill in the following contact form


3rd Floor, Middleborough House, 16 Middleborough,
Colchester, Essex, United Kingdom CO1 1QT


0808 169 3150*